4G phone plans that will actually save you money

Summary: Has it been a while since you spoken with your telco? Chances are you're missing on faster speeds and some significant savings.

By at WhistleOut |

If you’ve been on a phone contract for the past couple of years, quite a few things have changed and you’re probably not getting the best bang for your buck.

Specifically, fast 4G networks are now live across the populous parts of Australia and can speed up the internet connection to a 4G-compatible phone by up to roughly 5-times the speed of 3G.

Another significant change is the rise in popularity of SIM-only phone services, like Amaysim and TPG. These plans tend to have low monthly fees, generous inclusions and no lock-in contracts. But often, you miss out on 4G speeds if you sign up to a service like this.

Luckily, all of this activity has forced a change from Australia’s big telcos, and you can now sign up to SIM only plans with Optus, Telstra, Vodafone and Virgin Mobile, with the same freedom and flexibility, plus a generous discount off standard plan rates.

Here is a clear example of where you could be saving money. If you had signed up to a $60 Optus plan with a phone two-years ago (or longer), chances are you are still paying your old rate despite the contract expiring.

If you were to switch to a new $45 dollar My Plan Plus SIM-only plan, not only would you save money, but you would also get unlimited standard calls and SMS/MMS in Australia, plus you would probably get even more data than you currently do.

Example savings:

Plan Monthly
minimum spend
Inclusions (4G) Contract term Min. cost over
24-months
$60 My Plan Plus
(Includes phone repayments)
$60 Unlimited standard Calls/SMS
2GB Data
24-months $1440
$45 My Plan Plus SIM Only
(BYO phone only)
$45 Unlimited standard Calls/SMS
2GB data
1-month $1080
SAVINGS $15 per month $360

$35 Optus My Plan Plus
SIM Only
$45 Optus My Plan Plus
SIM Only
$60 Optus My Plan Plus
SIM Only


Compared with Optus, the SIM-only advantage on Vodafone is much easy to compare — all normal plans have a SIM-only counterpart which has the same inclusions but is a flat $20 cheaper per month.

Example savings:

Plan Monthly
minimum spend
Inclusions (4G) Contract term Min. cost over
24-months
$70 Red Plan
(Includes phone repayments)
$70 Unlimited standard Calls/SMS
3GB Data
24-months $1680
$50 SIM Only Red Plan
(BYO phone only)
$50 Unlimited standard Calls/SMS
3GB data
1-month $1200
SAVINGS $20 per month $480

$50 SIM Only
Red Plan
$60 SIM Only
Red Plan
$80 SIM Only
Red Plan


Virgin Mobile also offer a flat discount for SIM-only subscriptions, with its Monthly plan customers coming out $10 ahead each month for a plan with exactly the same inclusions as a normal post-paid plan.

Example savings:

Plan Monthly
minimum spend
Inclusions (4G) Contract term Min. cost over
24-months
$60 Plan
(Includes phone repayments)
$60 $700 Call credit
2.5GB Data*
24-months $1440
$60 Plan BYO
(BYO phone only)
$50 $700 Call credit
2.5GB Data*
1-month $1200
SAVINGS $10 per month $240

* Bonus 1GB data until 29/6/2014.


$40 Plan BYO
$50 Plan BYO
$80 Plan BYO


Telstra's take on no-contract plans is slightly more complex, with a two-tier SIM-only system. If you choose a no-contract, month-to-month Casual plan, you pay the same monthly tariff as you would on a plan with a phone. But if you commit to a 12-month BYO plan, you receive a discount which increases as the cost of the plan increases.

Example savings:

Plan Monthly
minimum spend
Inclusions (4G) Contract term Min. cost over
24-months
$70 Mobile Accelerate Plan
(Includes phone repayments)
$70 $700 Call credit
1.5GB Data
1-month $1680
$55 Mobile Accelerate BYO Plan
(BYO phone only)
$55 $700 Call credit
1.5GB data
12-months $1320
SAVINGS $15 per month $360

$45 Mobile Accelerate
BYO Plan
$55 Mobile Accelerate
BYO Plan
$70 Mobile Accelerate
BYO Plan
$95 Mobile Accelerate
BYO Plan

Switching is so, so simple

From the conversations we've had with people considering a change of plan or telco, the main concern seems to be that the process of switching will be difficult and protracted, when in reality the opposite is true.

  • If you are out of contract there is no penalty for changing
  • Changing plans with your telco will happen almost instantaneously
  • Moving your number to a new telco is surprisingly fast -- within an hour in some cases
  • Your phone service will continue while any changes are taking effect

Want to compare more?

There's many options (both 3G and 4G options) from a range of carriers and MVNOs to grab a SIM and BYO phone.

Compare all SIM Only plans

Compare Unlimited SIM only plans

Compare PrePaid Mobile phone plans



Tagged:

News by Topic

Phone Reviews

Featured

Australia's cheapest 'unlimited' phone plans

Australia's cheapest 'unlimited' phone plans

The no-contract market in Australia is in constant flux, with most of the...

Australia's Top 5 phones available now

Australia's Top 5 phones available now

Take a look at the best phones available in Australian phone stores right now.

Telstra Blue Ticks Phones: Best In The Bush

Telstra Blue Ticks Phones: Best In The Bush

Rural Australians can feel confident picking up some of this year's best tech,...

 

Related News

Galaxy S6 Phone Plans: Actually Cheaper Than Last Year

Galaxy S6 Phone Plans: Actually Cheaper Than Last Year

Phone prices go up, plan prices go down… unless you’re buying an iPhone.

Galaxy S6 Aussie release date: plans and prices

Galaxy S6 Aussie release date: plans and prices

The Samsung Galaxy S6 and S6 Edge will hit Aussie shelves in a couple of weeks,...

HTC One M9 preorders live: get in quick, in case the price goes up

HTC One M9 preorders live: get in quick, in case the price goes up

Vodafone has already raised its prices, get in quick before Optus and Telstra...

Vodafone Customers: You Get Free Stan

Vodafone Customers: You Get Free Stan

Vodafone is kicking off its partnership with streaming service Stan, giving...

 

Guides

What you missed in the last 2 years: how to pick a phone plan

What you missed in the last 2 years: how to pick a phone plan

Telstra, Optus, Vodafone and Virgin Mobile have all changed their business...

Rollover credit: who still has it and how does it work?

Rollover credit: who still has it and how does it work?

You may pay for the same mobile phone plan each month, but your usage will...

How to switch mobile phone providers (and keep your phone number)

How to switch mobile phone providers (and keep your phone number)

When you switch mobile phone carriers you always have the option to take your...

The Best Special Deals Going from Aussie Telcos

The Best Special Deals Going from Aussie Telcos

After a deal with a little something extra? Here's a list of the special offers...

Is A Prepaid Phone Right For Your Kids?

Is A Prepaid Phone Right For Your Kids?

Prepaid is affordable and can teach responsible credit management, but SIM-only...

Optus vs Vodafone: Which Is Best For Shared Plans?

Optus vs Vodafone: Which Is Best For Shared Plans?

Both Optus and Vodafone now offering sharing plans for families, but which is...

 

Compare phones and plans from the following carriers...

PERSONAL

Optus Mobile Phone Plans Virgin Mobile Mobile Phone Plans Jeenee Mobile Mobile Phone Plans Bendigo Bank Telco Mobile Phone Plans Lebara Mobile Mobile Phone Plans gotalk Mobile Phone Plans
Telstra Mobile Phone Plans Vodafone Mobile Phone Plans Think Mobile Mobile Phone Plans Hello Mobile Mobile Phone Plans iiNet Mobile Phone Plans Live Connected Mobile Phone Plans
amaysim Mobile Phone Plans TeleChoice Mobile Phone Plans CMOBILE Mobile Phone Plans ALDImobile Mobile Phone Plans Dodo Mobile Phone Plans Yatango Mobile Mobile Phone Plans
Boost Mobile Mobile Phone Plans SpinTel Mobile Phone Plans Vaya Mobile Phone Plans

BUSINESS

Telstra Business Mobile Phone Plans Vodafone Business Mobile Phone Plans Optus Business Mobile Phone Plans
 

Mobile Deals

$19.90 amaysim Unlimited Plans

$19.90 amaysim Unlimited Plans

Pay just $19.90 for your first month on amaysim Unlimited Plans

Best Phones on Vodafone

Best Phones on Vodafone

Love Vodafone and want a new phone? Here's their best devices

Need international calls?

Need international calls?

Mobile plans with international calls included

New Telstra 4GX Network

New Telstra 4GX Network

Gives you access to the fastest 4G speeds on a compatible device in a 4GX area.